Finance Department

Expert Auto Loan Financing in Swift Current

At Standard Dodge, we offer competitive our Moose Jaw and Rosetown rates on auto loan financing in Swift Current on our great selection of new and used trucks, cars, and SUVs. Our finance experts are here to guide you through the financing process and help you get into your new vehicle. We can also help you obtain car leasing in Swift Current. Contact Standard Dodge’s finance team today or if you’re ready to start the financing process, you can fill out our secure finance application online. But first, take a moment to explore the differences between leasing and financing!

Leasing vs. Financing

One of the biggest decisions you’ll make when shopping for a vehicle is whether you prefer auto loan financing in Swift Current or car leasing in Swift Current. Many of our customers need a refresher on the different advantages of each path, so if it’s been a while since you compared leasing vs. financing, take a moment to see how they stack up below:

• Financing: Take the financing path, and you’re applying for an auto loan that covers the sticker price on your next vehicle. This is going to require a larger down payment and bigger monthly payments, but it makes you the owner of the vehicle. As such, you’ll be able to sell it at any time and keep any funds that exceed the remaining principal as equity you’ve built. Also, you don’t have to worry about monthly kilometrage limitations, and you can customize your vehicle however you like.
• Leasing: Should you choose to lease, you’ll gain exclusive access to a vehicle for several years. As for your loan, it will cover the amount of anticipated depreciation on the vehicle over the duration of your lease agreement. What this means is that, while you won’t get to build equity, your monthly payments will be much easier on your budget. And if you do have to make a down payment, it will likely be much smaller. That’s because the loan will be much smaller!

Contact Our Team for Expert Financial Assistance

Do you have further questions about the differences between auto loan financing in Swift Current vs. car leasing in Swift Current? If so, call Standard Dodge at 306-773-9301 for assistance near Saskatoon. You can also explore our car-buying tips for other helpful reads about a variety of adjacent topics! Also, if you have a trade-in make to value your trade-in advance to see how much it’s worth! And while you’re here, take a moment to explore our new vehicle specials and pre-owned vehicle specials to see how much you can save!